Web Site Check Payments and
Online Virtual Terminal Check Payments

Secure Web Site Payments Through the Automated Clearing House.

ECHO's Secure Web API and Virtual Terminal Check payment processing gives you a rapid means to accept the consumer’s preferred choice of payment – checks - right on your web site.

For phone orders, use the Virtual Terminal to manually key in check transactions!  

Now, you can even use your PC with our new Virtual Terminal check conversion service. 
Click here to view a demo! (5 Mb Powerpoint)

The low cost of ECHO Internet Checks  competes aggressively with on-line credit card payments.  Better still, ECHO Internet Checks lets you avoid the chargeback risk of credit cards.

All transactions are secured via ECHO’s Secure Payment Gateway, ECHO Internet Payments, the same free gateway that has protected credit card transactions for ECHO merchants since 1996.

ECHO Internet Checks  for Your Business

• Accept checks in Real Time, automatically from your web site, or key checks in manually using the Virtual Terminal online.

• Just pennies per transaction.

• Within seconds, each transaction is verified by ECHO’s National Check Network^® (NCN^®), to prevent acceptance of potentially bad checks.

• Real-time on-line reporting.

• Provides the ability to Void or Hold items before the midnight cutoff.

• Funds available two-to-three business days after the transaction date.

• Bank routing information validated before presenting to the ACH system, avoiding extra processing costs and ensuring timely processing.

• Drafts generated at no extra cost when financial institution does not participate in the ACH.

• Option of automatic re-initiation for NSF or UCF items. System allows for re-initiation once, twice, or not at all.

• Re-initiations can be timed to paydays, increasing collection success.

• Administrative returns (for invalid data entries or banks not in the ACH) are automatically researched.

• Traditional collections service available

Streamlined accounting and management of online payments

Real-time reporting is available on-line, letting you easily reconcile your bank deposits, track collections of NSF items or administrative returns, etc.

A variety of search options are available.

Online reporting gives you complete status information.

Call ECHO to get started Today!

1-800-262 3246, ext. 5

Chart of all ECHO Check and ACH Services

CALL ECHO TO GET STARTED TODAY!

Call ECHO for information: 1-800-262-3246 Ext 5

E-mail sales@echo-inc.com