ECHO is a Tier 1 multi-platform payment processor used by merchants large and small across the nation. We process over $7 Billion in payments each year.
Our retail merchant account services supply a comprehensive cost effective solution for thousands of retail merchants across the United States and we would love to help your business too.

Our solutions include:

• Credit card processing

• ATM/PIN debit card processing

• Electronic Check Conversion

Credit Card Processing - Debit Cards, too

Accept credit cards? No doubt about it, this is a question that must be answered with YES! With ECHO, we offer cost effective retail solutions for single location specialty stores as well as larger chain stores:

• Dedicated point of sale terminals, such as the new VeriFone Vx570
• Customizable interface with our gateway allows a wide variety of cash register systems to process payments
• Virtual terminal option (click here)
• Wireless terminals, allowing you to set up remote kiosks, sell at trade shows, or set up temporary check-out areas during rush periods.
• Other retail processing solutions are available.

            Electronic Check Conversion – POS eCheck Service


 Reducing check risk and expediting cash flow are just two of the advantages to retail merchants in adopting the Electronic Check Conversion services. Eliminating bank fees for depositing checks, returns, and redeposited checks also saves money for the retailer.

Various options are available to retailers:

• - Electronic Check Conversion with Guarantee

• - ECC with Verification and Automated Collection of Returned Items

• - ECC with Verification and Direct Bank Access

All of the services above allow you to process checks electronically, returning the physical check to the consumer. The debit is processed through the Automated Clearing House (ACH), with funds deposited directly to your account in two business days.

Returned check processing is also simplified. Instead of waiting for paper checks to be returned, which can take up to 11 days, the eCheck service returns the check to you much more promptly. The item is then reinitiated automatically to collect the funds electronically at no additional cost to you.

Online Reporting
View both credit, debit and check transactions online securely and in real time. Merchants never have to wait to see their processing activity throughout the day.

Customer Service 
We back our merchant account services by providing U.S.-based telephone customer service 24/7/365.
When our merchants or partners have a question or problem they’re not directed to scroll through an endless "knowledge base" or wait 24 hours for an email response. Our friendly customer service department is operational day and night, weekends and holidays to answer questions and provide solutions.

Extremely Affordable Pricing *
Our low cost merchant accounts are truly affordable and all of our services are included in each merchant account.  ECHO also does not use marketing ploys in its advertising, and our merchants will never be surprised later by a hidden charge on their statement. 

* Due to agreements with our resellers, we are prohibited from publishing are low rates. Call a friendly sales rep and find out how much your business could save using ECHO.

Contact Us Today!

Click the Live Chat or
Call a friendly sales rep 7:30 - 4:30 PST
1-800-262-3246, ext 5.