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ECHO an Intuit Company Privacy Statement

At ECHO an Intuit Company, we place the highest importance on respecting and protecting the privacy of our customers. Our most important asset is our relationship with you.   We want you to feel comfortable and confident when using our Web site.  Therefore, we would like to share with you the following principles that govern our information practices and other privacy aspects of our Web site.   Throughout this policy, we refer to information that personally identifies you as “personal information.” 

We protect your information 

We work to protect your personal information from loss, misuse or unauthorized alteration by using industry-recognized security safeguards.  We use both internal and external resources to review our security procedures. Our employees are trained and required to safeguard your information. 

More about how we protect your information

We protect the confidentiality and security of your personal information by using industry-recognized security safeguards such as firewalls, coupled with carefully developed security procedures to protect your information from loss, misuse or unauthorized alteration. Whenever we ask for sensitive information, such as social security numbers or credit card numbers, we encrypt it as it is transmitted to us.  

Our employees are trained and required to safeguard your information and, using physical, electronic and procedural safeguards, we restrict access to personal information to those employees and agents for business purposes only. Additionally, we use internal and external resources to review the adequacy of our security procedures.  

We tell you how we use your information

When we ask you for information, we will tell you, or it will be clear, what we need to know to fulfill your request and how the information you provide us will be used.  For example, if you order a product or register for a service from us, we will ask you for your name and contact information such as, mailing address, phone number, and e-mail address.  In addition to responding to your request, we may use your contact information to tell you about products or services we think might interest you or to invite you to participate in a product or service-related survey.  Because of the financial nature of our business, our Web sites are not designed to appeal to children under the age of 13. We do not knowingly request or receive any information from children. 

§          We do not sell or rent your personal information to anyone.

§          We do not share your personal information with anyone outside of ECHO an Intuit  company, for their promotional, including marketing, use. 

More about how we use your information

The products and services offered by ECHO, an Intuit company, enable you to accept payment by credit card and check from your customers by phone, mail, in-person, or online. To use these services your company must apply for a merchant account. To apply for a merchant service, you will be required to supply both business and personal information, including: business name, EIN, telephone numbers, owner's name(s), addresses, phone numbers and social security numbers. This information is used for making a credit decision on your application.

 

All cardholder information is transmitted, stored, protected and accessed in compliance with the Payment Card Industry (PCI) Data Security Standards (DSS). Your customer’s cardholder data such as primary account number, expiration date, transaction amount and service code may be stored and retained by ECHO an Intuit company. This information is collected and stored in order to provide the product and service that you have requested. 

 

Internet Chat

We offer various Internet Chat services. Our Internet Chat sessions are encrypted. A transcript of the session is generated and retained, and may be used to resolve your current and potential future questions.

We tell you about our relationships with third parties

We have limited relationships with third parties to assist us in servicing you, for example, by fulfilling customer orders or providing customer service. These service providers are contractually required to maintain the confidentiality of the information we provide them. Additionally, we have business partners that provide services, some of which are co-branded. We clearly identify partner services and sites. When you request any of these products or services, you are permitting us to provide your personal information to the partner to fulfill your request. We may disclose your information if we are required to by a law enforcement action such as a court order, subpoena or search warrant, or as part of fraud prevention or debt collection.  

More about our relationships with third parties
We enter into contracts with third parties who assist us in servicing you. The contracts outline the appropriate use and handling of your information and prohibit third parties from using any of your personal information for purposes unrelated to the product or service for which they've been contracted. Vendors are required to maintain the confidentiality of the information we provide to them.

We may disclose or report personal information in limited circumstances where we believe in good faith that disclosure is required under the law. For example, we may be required to disclose personal information to cooperate with regulators or law enforcement authorities, to comply with a legal process such as a court order, subpoena, search warrant, or a law enforcement request.

We may report and share information about your account(s) to credit bureaus, consumer reporting agencies and card associations. Late payments, missed payments, or other defaults on your account(s) may be reflected in your credit report and/or consumer report. We may also share information with other companies, lawyers, credit bureaus, agents, government agencies and card associations in connection with issues related to fraud, credit or debt collection.

We have business partners that provide services, some of which are co-branded. Partner services and sites are clearly identified. When you request any of these products or services, you are permitting us to provide your personal information to the partner to fulfill your request. This Web site may provide links to third-party sites, such as those of our business partners and online advertisers. Because Intuit does not control the information policies or practices of these third parties, you should review their privacy policies to learn more about how they collect and use personal information.

We may enter into marketing service relationships with carefully selected third parties who may offer ECHO products or services to you. When we do, these relationships are prohibited from using any of your personal information for anything outside the scope of the marketing service program, unless you choose to give your information to these third parties or become their customer. ECHO does not control the information policies or practices of these third parties, therefore you should review their privacy policies to learn more about how they collect and use personal information.

Should we sell, merge or transfer any part of our business, part of the sale may include your personal information. If so, you will have the opportunity to ask not to receive promotional information following any change of control.

We may use sources outside of Intuit to supplement the information you give us. For example, we may validate your address using other sources. We use this data to help us maintain accuracy and provide you with better service.

Intuit and its subsidiaries may exchange information about your transactions to fulfill your requests. We may also provide you information about products or services we believe you may be interested in unless you have asked us not to contact you. We offer you the opportunity to review privacy practices at our subsidiaries' Web sites.

We tell you how we use Web technology

Like many Web sites, we use technology, such as cookies, that allow us to make your visit to our Web site easier by recognizing you when you return and help to provide you with a customized experience.

More about Web technologies

We use a variety of technologies on our Web site. Among these are cookies, which are pieces of information that our Web sites provide to your browser. Cookies allow us to track overall site usage and determine areas users prefer. Cookies also allow us to customize your visit to our Web site by recognizing you when you return. You can choose to decline cookies while at our Web site, however, this may limit your ability to access certain areas of the Web site. Most browsers accept and maintain cookies by default. Check the "Help" menu of your browser to learn how to change your cookie preference.

When we track activity on this or other Intuit Web sites, we collect information such as your IP address, browser type and version, and pages you view. We also keep track of how you get to our sites and any links you click on to leave our sites. We do not track non-Intuit URLs that you type into your browser, nor do we track you across the Internet once you leave our sites. We use your Web site activity to assist you by reducing the need to re-enter your data and to help us resolve technical support issues. We may also use this information to offer you a personalized Web experience, and to tailor our offerings to you. Remember, you control whether you receive Intuit promotional materials.

We may access and set cookies using Web beacons, also known as single-pixel GIFs which are invisible graphical images. These Web beacons tell us useful information regarding our site such as which pages users access. When we send you e-mails, we may include a single-pixel GIF to determine the number of people who open our e-mails. When you click on a link in an e-mail, we record this individual response to allow us to customize our offerings to you.

We give you choice and control

We may use your contact information to tell you about other products we think might interest you. However, if you don't want us to contact you for promotional purposes, you can tell us when you provide the information. You may also specify your contact preferences by visiting our Privacy Web site. Your contact preferences only apply to email marketing contact.  We may need to communicate with you regarding the usability of your product or critical messages relating to your service or software (such as service messages, subscription renewal notices, critical notices, or legally mandated notices). 

You can update or correct your contact information relating to your ECHO account by contacting us at the address below: 

Electronic Clearing House, Inc. (ECHO)
730 Paseo Camarillo
Camarillo, California 93010
Phone: (800) 262-3246
Fax: 805-419-8677

You can contact us

If you have privacy-related questions that are not addressed here, please contact the Privacy Team or write us at: Privacy Team, Intuit Inc, 2800 East Commerce Center Place, Tucson, AZ 85706.

Last Updated:  March 2008 

If we make material changes to any of our privacy policies or practices regarding personal information we will update our statement and post a notice on our site 30 days before they take effect.
 
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ECHO Credit Card Processing has been tested and found compliant under the PCI bankcard security standard by ComplyGuard Networks, Inc. ECHO provides credit card processing, merchant accounts and check payment processing services Electronic Clearing House Inc ECHO has been in business since 1986. ECHO Credit Card Processing, Merchant Account and Check Service Provider

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