| ECHO
Electronic Check Services and ACH Services
Chart
of all Check Services
|
Service
Name
|
Service
Description |
| INTERNET
BASED |
Secure Web
API and Virtual Terminal Check Payments
Adds
Online
support
for:
- DV (Electronic Check
Verification)
- DD (Electronic Check Deposit
w/Ver.)
- DC (Electronic Check Credit)
|
Electronic
Checks over the Internet.
Verification of checks in real time, then processes and
settles them as ACH items. Funds the merchant account
within 48-72 hours. Supports debits to both consumer and
business accounts. |
Batch ACH Service |
Batch
Electronic Checks over the Internet.
Log on and submit a batch ACH file for processing via a secure
Web connection. Can be used for recurring billing with our
Recurring Payments Manager. |
Online
and ACH Check Services |
Virtual
Terminal processing electronic (ACH) checks
through your Web browser. Check verification included. |
| RETAIL
PAYMENTS |
POS Check Conversion Service
With
Visa POS Real-Time
Bank Authorization
|
POS
Check Conversion at the
point of sale, for retail stores. Checks are verified and
processed as ACH Items. Scans checks and stores images on a
free Web site (imaging services optional).
Guarantee
option available. |
Electronic
Check Conversion Service
Authorized
through NCN Database
|
Electronic
Check Conversion at the
point of sale, for retail stores. Checks are verified and
processed as ACH Items through NCN database without real-time
bank authorization. Scans checks and stores images on a
free Web site (imaging services optional). Guarantee
option available. |
Check
Guarantee Services
|
Check
Guarantee at the
point of sale. Accept checks . . . but don't accept the
risk! |
| SPECIAL
PURPOSE CHECK SERVICES |
|
Check
Verification Services
|
Check
Verification at the
point of sale for physical stores. |
Check Recovery Services |
Traditional
Check
Collection Service. |
Check Representment Services
|
Returned
check electronic re-presentment for check collections
that don't inconvenience your customers. |
Check & ACH Resources:
Secure Web
API and Virtual Terminal Check Payments
Both Credit Card and Online
Check Payments and Check transactions are processed over the ECHO
Secure Payment Gateway, and can also be entered manually using our
Internet Virtual Terminal. The only difference between them is in the
"Transaction Type" code used, and the associated field
requirements.
ECHO
Online Secure Payment Gateway INTERFACE SPECIFICATIONS
Batch ACH Service
Resources:
Protocol
and Field Specifications
This document describes the interface to the Batch
Internet transaction processing system.
Transaction and field formats are described.
Transaction
Validation Tool
This tool includes examples of Electronic Check
transactions and a program you can use to check the format of your Batch
transactions.
Sign
up for FREE or low-cost check services now!
Call
1-800-262-3246,
ext.
5
|
