Electronic Clearing House, Inc. continues to build on its history of electronic payment processing and financial services solutions for businesses across the United States. Over 120,000 businesses benefit from the expertise ECHO has developed since 1986, when the company began to develop products and services that streamline the business of selling.

An Intuit® Company

On February 29, 2008, ECHO was acquired by Intuit Inc., the small-business experts and makers of QuickBooks®, Quicken®, and TurboTax®. A Fortune 500 company founded in 1983, Intuit's "Right for My Business" strategy delivers industry-specific business management solutions. We are proud to help over 25 million customers better manage their personal and small-business finances. We employ over 7,000 small business experts, in 13 states and internationally—every one focused on helping you manage your business more efficiently.

Our sister company Innovative Merchant Solutions is a leader in the bankcard processing industry. Together, we are proud to be the processor-of-choice for hundreds of thousands of merchants, handling more than $10 Billion in volume, annually. Our reputation has been built not only on our high-tech solutions, but also on our award-winning customer service.

Our merchants can earn increased business more easily by accepting credit cards and checks. With its electronic infrastructure, flexibility and development expertise, ECHO and Innovative Merchant Solutions provide these capabilities and more to a wide range of industries and business models. Our partners include value added resellers, community banks, collection agencies and independent resellers.

ECHO Management Team

Business Units and Subsidiaries

XPRESSCHEX, INC.

XPRESSCHEX is the check collection arm in ECHO’s suite of full-service check services. Clients with check returns from paper checks or electronic checks can be assured the experts at XpressCheX use both discretion and strategy in recovering your funds.

National Check Network

To provide effective risk protection for merchants using its check services, ECHO acquired the National Check Network in 2000. This offers merchant check verifications and authorizations from the NCN database, which is a shared pool of negative and positive checking account data contributed by over 250 affiliated collection agencies across the United States. This authorization capability is at the heart of all of ECHO’s Check Services for merchants. 

Collection agencies interested in joining the network for the benefit of their merchants are encouraged to visit our NCN Website, or call our National Director at (515) 957-8863.